Built by advisors. Engineered like a bank.
Finzo Advisory was built inside QAI — Malaysia's largest independent refinancing agency. Every workflow, every commission rule, every audit policy has been stress-tested on a real desk doing RM-millions in monthly placements.
Why we built it.
Running an independent refinancing agency in Malaysia is harder than it should be. Tier splits get done in Excel. Status updates get lost in WhatsApp threads. Co-broke math gets debated every payout cycle. The director becomes the bottleneck for every approval, every onboarding, every escalation.
We tried every off-the-shelf CRM. None of them understood Malaysian mortgage workflows — bank panels, lawyer panels, multi-tier hierarchies, referrer networks, the way a real case moves from calculator to commission. So we built our own.
Finzo Advisory is the platform we always wished we had. We use it ourselves every day. We now offer it to other advisors who want to scale their agency without scaling their admin headcount.
Three principles that shape the product.
Configurability over assumptions
No two agencies run the same setup. Every tier, every rule, every threshold is yours to configure. We never hardcode policy.
Audit by default
Every status change, every payout, every document is logged with user, timestamp, and before/after. When a dispute happens, the answer is one filter away.
Tenant isolation is non-negotiable
Every table is scoped by agency. Every API filters by agency. RLS enforces it at the database. Cross-agency data leaks are architecturally impossible.
Want to see it on a live deal?
Book a 15-minute walkthrough — bring a real case, we'll model it on the spot.